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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a Albuquerque, Rio Rancho and East Side Mountains, New Mexico NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact Christopher Anderson today!

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?

A 
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Christopher Anderson, REALTOR®, real estate agent and broker for Albuquerque, Rio Rancho and East Side Mountains, New Mexico home listings, property and land for sale - NUMBER1EXPERT

The Christopher Anderson Team
Metroplex Realty

122 Tulane Dr SE
Albuquerque, NM 87106
505-220-6782
Fax: 505-266-4617
christopheranderson@number1expert.com


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